bunq

Discover mobile banking tailored to every stage of your life. Whether you're exploring new countries, building your dream business, or managing a growing family, bunq helps you save, spend, budget, and invest effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.
• 3 Bank Accounts to get you started
• Instant Payments and real-time notifications
• 1 virtual card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Withdraw cash at ATMs (€2.99/withdrawal)
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• €1,000 ZeroFX for foreign payments
• Plant a tree for every €1,000 spent

Business features:
• Tap to Pay
• 0.5% cashback

bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• Open and manage up to 4 Child Accounts
• 1 physical card included
• Shared account access for joint management
• Add loyalty cards for quick access
• Earn points with bunq Points and redeem rewards
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Director access
• Shared account access
• 100 free transactions/year
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 physical cards and 25 virtual cards included
• Personalized budgeting insights and payment sorter
• 5 free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• Plant a tree for every €250 spent
• 20% discount on stock trading fees
• Free for students

Business features:
• Add up to 3 employees
• Employee card and Tap to Pay access
• 250 free transactions/year
• 1% cashback
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 free foreign currency payments/month
• Earn 2% cashback on public transport and 1% at restaurants/bars
• Invite 2 friends to form a Cashback team and earn more
• Double bunq Points for even better rewards
• 4x 2GB free eSIM bundles for roaming
• Plant a tree for every €100 spent
• 50% discount on stock trading fees

Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID and 100% control of your cards in the app.

Your Deposits = Fully Protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS).

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

Recent changes:
Here's what's changed:


You can now receive updates about maintenance and incidents without logging in to the bunq app, so you're always informed.
If you don't have enough money on your account to cover your invoice, we'll automatically switch you to our free plan instead of freezing your account.
We've fixed a bug that required you to close your Joint Accounts before switching to bunq Free.