Digital Branch

Facepay is Africa’s premier artificial intelligence and machine learning enabled payment solution unveiled by Access bank Plc.

With FacePay Access Bank customers can consummate transactions within Access bank branches and make payments at merchant locations such as supermarkets, hotels, dining etc. by simply looking into a camera.

This novel solution digitally automates in-branch transactions to allow Access Bank customers carry out transactions as a self-service function thereby replacing human intervention with an innovative face authentication mechanism in the form of a selfie. Facepay propositioned as a seamless ‘smile to pay’ solution.
Transactions customers can carry out using FacePay:

 In branch transactions such as withdrawals and transfers (within Access bank and to other banks)
 Payment for services/goods purchased at merchant locations such as supermarkets, hotels, restaurants etc

Benefits of using FacePay:

 For Access bank account holders, it is an alternative to cash, cards and mobile phones
 For merchants, it is an alternative to POS terminals
 Prevents the spread of viruses and other physically transferable diseases
 Enables seamless payments with same day settlement and 99% transaction success rate
 Analytics dashboard providing insights for merchants to analyse and monitor transactions across various data points.
 FacePay eliminates barriers precluding certain demographics from financial services enabling Financial inclusion at Access bank branches and Merchant locations
 FacePay fosters the drive for cashless economy by enabling cashless and cardless transactions at mechnt locations.

Recent changes:
Resolution of double debit errors
Improved transaction speed
Addition of other bank (interbank) payment options
Bug fixes and performance improvements