INDIE: Savings, FD, Loan & UPI

Experience the future of banking with INDIE by IndusInd Bank - a digital bank (बैंक ) that simplifies your financial transactions and offers personalized services. INDIE is designed to provide you with a wide range of banking services, including FD, personal loans via Credit Line, savings accounts and more. INDIE by IndusInd offers an unparalleled banking experience on the go. Stay in control of your finances, manage accounts, make transactions, and access a world of value-added services, all at your fingertips. Get ready to embrace the future of banking with INDIE by IndusInd Bank.

Features & Services

💵 Savings account

• Enjoy zero balance savings bank account (बैंक अकाउंट) with no minimum balance requirement.

• INDIE’s zero-balance savings account (सेविंग्स अकाउंट) offers a hassle-free banking experience.

• Get high interest rates on Savings Account

• That’s not all. You can open a savings account in just a few minutes from anywhere and with minimal paperwork!


🤑 FD (Fixed Deposit):

• Open FD online instantly in a matter of minutes, from anywhere, anytime.

• Enjoy high fixed deposit interest rates

• Begin a term deposit with an amount as low as ₹1,000 and choose how you receive your funds through multiple payout options.

• Set up an Auto FD to automatically convert funds above ₹20,000 into an FD and enjoy higher interest rates.


💰 Credit Line:

• Enjoy personal loans with instant approval & quick access to funds up to ₹5,00,000.

• Get the facility of multiple withdrawals anytime.

• Pay interest only on the amount you withdraw.

• Choose a flexible loan tenure and pay through convenient EMIs for hassle-free repayments.

• The interest rates are between 11.99% and 28% and may vary on a case-to-case basis. Here’s an example to understand the calculation.

Example:
Amount withdrawn: ₹10,000
Tenure: 3 months
Rate of interest: 13% p.a.
Processing tee: ₹200
Total interest: ₹228
EMI: ₹3406
APR: 27.69%
Amount disbursed: ₹10,000
Total Repayment Amount: ₹10,228


💸 Online Payments:

• With your INDIE bank account (बैंक अकाउंट), make online payments seamlessly through various modes – IMPS, NEFT, RTGS, and UPI payments.

• Manage your money like a pro and stay on top of all bills and dues.


📊 Invest in Stock Market:

• Build your investment portfolio by investing in stocks, IPOs, ETFs, and more all from a single platform.

• Get real-time market updates and access advanced charting and drawing tools to make informed investment decisions.


🤝🏻 Loyalty program:

• Pick three of your favourite brands and earn up to 3% reward points or INDIE Gems on them.

• Get up to 3% reward points on Fuel Transactions

• Redeem these Gems instantly as cashback or vouchers, 1 INDIE Gem = ₹1


🎯 MoneyMate:

• You can track and explore your spends across categories like shopping, groceries, etc., and set monthly budget goals.

• Receive alerts when you’re close to reaching your budget limit and stick to your budget better.


Benefits:

✅Hassle-free digital banking experience with user-friendly interface and navigation.

✅Zero balance savings account with no minimum balance requirement.

✅Instant credit line with minimal documentation.

✅Attractive interest rates on fixed deposits and savings accounts.

✅Seamless and secure online payments using UPI.

✅Exclusive offers and personalized services for INDIE users.

✅Customer support to assist you with all your banking queries.


How To Get Started 👨🏻‍💼

1. Download the INDIE by IndusInd Bank app from the Play Store.

2. Sign up by entering your basic details like name, phone number, email address and submit your KYC documents.

3. Finish your video-KYC process

4. Explore the app and avail amazing banking services and offers.


🤝🏻 Get in touch with us

For any queries or assistance, feel free to reach out to our customer support team.

• Email: [email protected]
• Phone: 1860 267 2626
• Timings: 8 am to 8 pm - All Days

Recent changes:
What's new?
This latest update gives your INDIE app a smoother user experience. Check this out!
• Enjoy an improved Video KYC process, Bill Payments
• Experience quick account opening and onboarding journey
• Fixed bugs for a better experience
• Get a seamless app experience with improved UI/UX