IndusInd Bank: Mobile Banking

Experience the future of banking with INDIE by IndusInd Bank, our award winning mobile banking app.

Simplify your finances with premium features and personalised services with INDIE by IndusInd Bank. Enjoy features like scan-and-pay, easy personal loans, bill management, and a 100% digital savings account opening, all secured with the latest technology.

Download now and switch to a better way to bank.
• Open a zero-balance savings account and start earning high returns
effortlessly
• 100% digital savings account opening process with no branch visits
• Enjoy zero fee banking with zero debit card charges, free physical VISA
Signature Card, 0 forex mark-up on international transactions, unlimited free
cash withdrawal at any domestic ATMs, and more
• Enjoy exciting offers, such as 3% INDIE Gems on brands you love and fuel
spends, 0.5% INDIE Gems on all other debit card spends, 1 + 1 BookMyShow
tickets, and more

What’s more? Here are some of our exciting products and offerings.

Instant Personal Loan with Line of Credit
Skip the wait and enjoy a paperless instant personal loan application process. Apply for an instant line of credit online with IndusInd Bank and enjoy quick processing and speedy disbursals.

• Get loans of up to ₹5 lakh within minutes. Withdraw money anytime, multiple
times, with a flexible line of credit.
• Pay interest only on the withdrawn amount. Pick a flexible repayment tenure
between 1 to 36 months.

Best-in-class Fixed Deposit (FD) Interest Rates & Other Investment Tools

1. INDIE by IndusInd Bank Fixed Deposit:
a. Earn attractive interest rates
b. Choose your preferred FD option: regular FD, tax-saving FD, senior citizen
FD, or auto-sweep FD
c. Leverage the auto-sweep feature to enjoy the dual benefit of liquidity and
high-returns
d. Link your fixed deposit to savings account to pay directly from your FD
whenever you are low on funds

2. Other Investment Tools
a. From stocks to IPOs and ETFs, build a diverse investment portfolio, all
from one user-friendly platform
b. Leverage detailed charting and drawing tools to optimise your trading
strategies and make informed investment decisions
c. Analyse real-time market data on top gainers, loser, and sector-wise
indices.
d. Book profits at your targeted price with our ‘Bracket orders’ feature

Credit Card Management
Easily apply for credit cards, set transaction limits, access instant statements, pay bills, report lost or stolen cards, and redeem credit card rewards — now everything is in one place.

Recharge & Bill Payment Services
• Manage and pay all your utility bills, including electricity, gas, and water,
directly through the app
• Top-up your mobile, DTH, and data card quickly and securely from anywhere,
anytime
• Set up automatic payments to pay your bills on time, avoiding late fees and
service interruptions
•.Get immediate confirmation and receipts for all payments, and keep your
financial records organised

Safe and Quick Online Payments
Make payments via UPI, IMPS, NEFT, and other methods quickly and safely, right from your smartphone.

Rewards Program
Experience INDIE YOUniverse—our attractive reward points-based loyalty program.
• Straightforward loyalty program where 1 INDIE Gem = ₹1
• Pick any 3 brands you prefer and earn up to 3% INDIE Gems. You can pick
different brands every month
• No limit on the number of INDIE Gems you can earn
• Redeem INDIE Gems as cashback or vouchers for your favourite brands

🤝🏻 Get in touch with us

For queries or assistance, reach out to our customer support team

• Email: [email protected]

• Phone: 1860 267 2626

• Timings: 8 am to 8 pm - All Days

Recent changes:
What's new?
This latest update gives your INDIE app a smoother user experience. Check this out!
• Enjoy an improved Video KYC process, Bill Payments
• Experience quick account opening and onboarding journey
• Fixed bugs for a better experience
• Get a seamless app experience with improved UI/UX