Khatabook Credit Account Book

Simplify business payment transactions (credit/debit) with Khatabook. 📕
100% Free, Safe, and Secure for all types of businesses.

Khatabook app is trusted by crores of Indians to grow their vyapar in simple and smart ways.

How can you use Khatabook to facilitate & track payment transactions with your customers?
• Khatabook QR: Khatabook QR can be used in your shop to collect payments from customers. You can view the report of all payment transactions on the app.
•Khatabook Payment Links: Send payment links seamlessly to your customers and remind them to pay-back their dues. With every new khata transaction, customers automatically receive an SMS from the merchant’s phone number. Note: We use Send SMS permission to send these automated transaction messages directly from the merchant's phone number.
•Multiple Payment options for payment recollection: Customers can use any of our easy payment mode options- UPI, Debit cards, Credit cards, and digital wallets- to pay the amount back to the merchants.
•Automatic Khata updation: The Khata book ledger is automatically updated once the customer makes a payment back to the merchants.
•Khatabook Coins: Merchants can also purchase Khatabook Coins on the app via multiple payment modes. Khatabook Coins can be used to unlock automated IVR calls and bulk messages as instant payment reminders.

Unlimited accounting features to help grow your business faster than before:
• Save time in accounting with easy-to-make bills and GST reports for GST Filing
• Use this as a billing software for retail shops, kirana, garment vyapar, and more
• Manage your inventory better and track your stock in/out and profit reports, low stock alert
Business Loans and Other Services
With due diligence, Khatabook collects the consent of the user who wishes to apply for a loan. Khatabook provides business loans through a completely digital process at low interest rates without any security or guarantee through our NBFC partners. Loan amount ranges from INR 10,000 to INR 5,00,000 excluding PF.
The loans can be repaid in daily installments (EDI) with loan tenure ranging from 3 months (minimum) to 24 months (maximum). The simple interest range of the loans is from 15% - 24% depending on the credit quality of the borrower. Processing fees can range from 0%-5%.

Example: For Loan amount = INR 10,000, 💵 Tenure = 3 months and Interest rate = 24% per year, the interest portion will be INR 600 (10,000*3/12*24%). 💵The repayment amount including interest will be INR 10,600 which translates into EDI of INR 118 💵Processing fees is 1% (inclusive of GST). The processing charges will be INR 100. 💵 Disbursed Amount = INR 10,000 - INR 100 = INR 9,900

Khatabook’s Partners for Loans:
- Western Capital Advisors Private Limited
- Liquiloans
- Lendbox
- Niyogin
- GetVantage
- Kinara Capital
- Vivriti Capital Limited
Your data's security is our top priority! Khatabook employs best-in-class encryption, secure servers, strict access controls, and adheres to compliance standards.

Trusted by over 5 Crore+ small, medium, and large business owners in India to manage their business transactions efficiently.
Need more information? Call us at- +91-9606800800

Recent changes:
Hello Businesswalo!
We’ve added new features and fixed a few bugs for a smooth business experience.
• Staff management is finally here! Add all your staff members and give them access to the Ledger, Bills, and more!
• You can also track staff attendance and their salary payments.
• Check out the latest Services section in the Items tab.
• Send bulk reminders (Call + SMS) using KB Coins.
• Improved loan process, Item management, and Cashbook.