L&T Finance PLANET - Loan App

Welcome to PLANET by L&T Finance, a trusted NBFC online instant loan app with 1 Cr+ users. As one of India's most reliable online loan app services with flexible repayment options, we ensure a quick and secure experience, including loans with quick disbursal. As part of the L&T group's trusted financial services, our app provides quick loan approvals with flexible interest rates. Our instant loan app in India offers a seamless borrowing experience.

What makes PLANET by L&T Finance Unique:

● Find your loan needs under one roof
● Apply for instant loans, track and manage your loans
● Fulfil your dreams with personal loan from our instant personal loan app and improve your credit score
● Access your transaction history anytime & be in control of your loan finance.
● Get documents like Interest Certificate, NOC Kit, Loan Account Statement & more for your instant loans with just a few taps
● In addition to quick approval, gain payment flexibility with low cost EMI.
● View & update your profile and bank mandate details anytime, add a personal touch with a photograph
● EMI Payments through Debit Card, BHIM UPI, Wallet & Net Banking
● Secure transactions protected by MPIN & biometric login
● Multilingual interface for diverse users

Your standard finance loan app:

● Instant Loan Features: Streamline your loan application & get loan instantly with our instant cash loan app,helps you avail personal loan fast. Enjoy rapid processing, instant credit score checks & quick disbursal.
● A financial push: Looking for a financial boost? With PLANET by L&T Finance, getting a bike loan, TV loan, two-wheeler loan, home loan, or personal loan is incredibly convenient.
● User-Friendly Interface: The clean & easy app layout helps PLANET by L&T Finance stand out from other personal loan apps in India. Whatever your profession is, PLANET by L&T Finance caters to a diverse audience, making it easy to get personal loan or instant online loan for salaried & self-employed people alike.
● Comprehensive Financial Suite: More than just an NBFC loan app, PLANET by L&T Finance is the best online cash loan app for all your financial needs. Whether you need, a personal loan, two-wheeler loan, micro loan, professional loan, instant business loan, or home loan, apply on PLANET App to avail quick loans with our instant loan app.

Highlights of our Online Personal Loan services:

✔ Finance Amount: ₹50,000 to ₹25Lakh
✔ Repayment Tenure: 12 to 60 months
✔ Annual Percentage Rate (APR): 10.5% to 26% reducing
✔ Processing Fees: 0% to 3%

For example:

● Loan Amount: ₹ 10,00,000/-
● Interest Rates: 12% p.a. on a reducing basis
● Tenure: 48 months
● Processing Fee (PF): 2% (₹ 20,000/-)
● Broke Period Charge (BPC): 0.7% flat (₹ 7,000/-)

In this case, the actual loan details will be:

● Net disbursement amount - ₹9,80,000/- (Loan amount – PF)
● Estimated EMI: ₹ 27,225/-

If you have opted for any insurance product, value of such insurance product will be added to the loan and the EMI will increase accordingly.
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The PLANET by L&T Finance app is your "loan dene wala app", a one-stop solution for all your financial needs specializing in reliability & efficiency. Join PLANET by L&T Finance family, one of the fast loan apps for a smooth journey with personalized loan options & services, including quick bank loans & online secure loans.

Get started with 7 easy steps to install this loan app online:

1. Download & open the app.
2. Allow permissions as per your wish.
3. Select your preferred language from the list and discover the app’s features.
4. Enter your details to register for the first time.
5. Enter your mobile number.
6. Verify your number with the OTP sent and set a PIN of your choice.
7. Log in to your account and avail offers based on your personal loan eligibility.


For feedback on our online loan app, mail us at [email protected]

Recent changes:
- Bug fixes & Enhancements