OCTO by CIMB

OCTO - a Digital Bank application developed by CIMB Bank, a leading banking group in ASEAN with 13 million customers across 15 countries.

Sign up for CIMB VISA card right in the app to enjoy the digital banking convenience 24/7 anytime and anywhere.

1. GET YOUR VISA CARD ON APP 24/7

Open your CIMB bank account/ card 100% online with eKYC – the online customer verification. User only need to capture ID card, take selfie for card/account registration anytime and anywhere without visiting the branch. Applicable to all Vietnamese customers nationwide.

- VISA DEBIT CARD – CIMB Visa Debit card that linked to CIMB bank account let you enjoy various banking services free of charge
- VISA CREDIT CARD - CIMB Visa Credit card allows you to shop across the globe with many good deals

2. FREE SERVICES

VISA DEBIT CARD
- Free card issuance and account opening
- No minimum sum required to open an account
- No minimum balance required
- Free domestic fast money transfer 24/7
- Free domestic ATM withdrawal
- Free annual card and account management fee with conditions

VISA CREDIT CARD
- Free card issuance
- Free annual card management fee with conditions

PERSONAL LOAN
- Free loan application processing
- Free loan management fee

3. DIGITAL BANKING CONVENIENCE 24/7 – anytime, anywhere!

VISA DEBIT CARD
- Fast bill payment and phone top-up
- Funding to your account on app
- Instant domestic money transfer 24/7
- Card management and setting, reset PIN code and lock/ unlock card on app
- Manage spending limits up to 2 billion VND per day
- International and domestic online and POS purchases

VISA CREDIT CARD
- Look up card information and bank statement on app
- Card management and setting, reset PIN code and lock/ unlock card on app
- Manage spending limits on app


PERSONAL LOAN
- On-app end-to-end process from loan application to appraisal and disbursement
- Provide quick offer within 4 working hours
- Keep track of your application status transparently on app
- No forms, no signatures required until approval
- Sign loan contract at your convenience
- Loan amount from 5 – 500 mil VND
- Loan tenure from 3 to 60 months
- Interest rates from 1.3% - 3.75%/month on reducing balance
- Minimum and maximum period for repayment: 12 Months – 60 Months
- Maximum Annual Percentage Rate (APR): 24,5% per annual
- Representative example of the total cost of the loan, including the principal and all applicable fees (e.g. Sample monthly payment, sample interest calculation): Example:
i) Outstanding balance: 100,000,000 VND
ii) Tenor: 60 Months
iii) Interest Rate: 15.9% /per year
 Equal Monthly Installment (EMI): ~ 2,427,000 VND

4. SECURITY FEATURES

SECURE SIGN IN WITH OCTOBIO
- Sign in with biometrics including facial recognition and fingerprint
- Easily sign in without remembering the password

SECURE TRANSACTION WITH OCTOSHIELD
- Activate OctoShield 1 time only via SMS OTP
- Just slide to sign your transaction securely
- Your transaction is protected by tokenization, multi-layer authentication method

SECURE ONLINE PURCHASE WITH 3D SECURE
- Verify your online purchases via OTP code sent to your registered mobile number and email
- The 3D Secure solution is provided by Visa

For support, please contact:
CIMB Bank Vietnam
Headquarters: Level 2, CornerStone Building, 16 Phan Chu Trinh, Hoan Kiem, Hanoi
HCM Branch: Ground Floor, VRG Building, 177 Hai Ba Trung, District 3, HCMC.
Email: [email protected]
Hotline: 1900 96 96 96

Recent changes:
- Enhance application performance.
- Upgrade new functions.
- Bug fixes