OneScore: Credit Score Insight
by FPL Technologies
Check Free Experian & CIBIL Score | Get Instant Personal Loan & Credit Card
| App Name | OneScore: Credit Score Insight |
|---|---|
| Developer | FPL Technologies |
| Category | Finance |
| Download Size | 50 MB |
| Latest Version | 3.14.94 |
| Average Rating | 4.45 |
| Rating Count | 1,488,133 |
| Google Play | Download |
| AppBrain | Download OneScore: Credit Score Insight Android app |
Instant personal loan app, free credit-score & more!š„
OneScore is a lifetime free credit score management and instant personal loan platform trusted by over 4 Crore Indians. Whether you need money for short term personal expenses, a long vacation, or to cover medical expenses, you can get an instant loan for any cash emergency with OnePL.
ā Instant Loan Disbursal
ā Easy Application
ā No Collateral requirement
ā Zero Documentation
ā Flexible EMI options
How to avail of the best instant loan offer on OneScorešø
Build your credit worth by regularly tracking your credit score, & look out for the personalized best loan offer. Depending on your credit score, & other factors, you will receive instant approval for a personal loan through our app.
Whatās more!š”
You can also use the EMI calculator within the app to plan your online loan EMIs & choose from the flexible repayment options.
Set up payment reminders so you never miss an EMI.
Eligibility Criteria for best online loan offer with OnePLš
A credit score of 730 & above
Stable employment with monthly salary of >ā¹20,000
Aadhar and PAN card holder
OnePL features:š
ā¢ Lending partners: Federal Bank, South Indian Bank, Kisetsu Saison Finance India
ā¢ Loan Amount: Up to Rs. 5 Lakh
ā¢ Loan tenure: Minimum 6 months, maximum 48 Months
ā¢ Interest Rates: 12.5%-18.5% (for Federal bank), 15.9%-16.8% (For SIB), 14% - 30% (For Credit Saison)
ā¢ Processing fees: 1.5-2.5% (Minimum Rs. 999) for Federal bank and 1% + Rs. 750 Digital document charges + GST for SIB
ā¢ APR: 13.32%-27.49% (for Federal bank), 16.54%-20.52% (For SIB), 14.5% - 32% (For Credit Saison)
Let's understand this with an example, assuming a personal loan of Rs. 50,000 with a 13% interest rate & a repayment tenure of 1 year. Hereās how your online loan disbursal amount would be calculated:
ā¢ Loan Amount - ā¹50,000
ā¢ Tenure - 12 months
ā¢ Interest Rate - 13%
ā¢ EMI - ā¹4,466
ā¢ Total Interest Payable - ā¹4,466 x 12 months - ā¹50,000 Principal = ā¹ 3592
ā¢ Processing Fees (incl. GST) - ā¹1179
ā¢ Disbursed Amount - ā¹50,000 - ā¹1,179 = ā¹48,821
ā¢ Total Amount Payable - Principal + Interest + Processing Fees = ā¹54,771
ā¢ Total Cost of the Loan = Interest Amount + Processing Fees = ā¹3592 + ā¹1179 = ā¹4,771
*In case the loan is disbursed on or after the 6th of the month and your EMIs fall on the 5th of the month, thereās a gap of 29 days between your loan disbursal date & the first EMI. The interest rate charged for this period is called Broken Period Interest.
Why download OneScore?š²
Get instant loans up to Rs 5 lakh with zero documentation & flexible EMI options.
Check your Experian and CIBIL score for free. Itās also completely spam-free & ad-free.
Get notified about changes in your credit score. Stay in charge of your credit score with a simplified credit report & eliminate errors in real-time.
Use the āFind out why featureā to analyze your data and understand exactly why your Experian and CIBIL credit score has changed.
Use the Score Planner to level up your credit score. Set a goal for yourself & achieve your ideal score with personalized insights.
Have a low credit score? Use the simulator to get suggestions on how to improve your Experian and CIBIL score with good financial habits.
Get a birdās eye view of all your personal loan & credit card accounts.
Report inaccuracies in your credit record with a simple click.
Why OneScore is differentš
End-to-End Credit Management Tool
One-stop solution for end-to-end credit management from building your credit score to availing instant personal loans at low-interest rates.
Ad-Free:
Rest assured, you will never get those spam calls and messages with unsolicited offers.
Safe & Secure:
None of your information is shared with any third party or institution. Your data is safe with us.
For help email us at [email protected]. Do visit our website to contact us for any queries at https://onescore.app.
Our address: OneHQ, Westbay, Aundh, Pune, MH - 411007 IN
Recent changes:
Behold, the new experience brought with this release. A whole new OneScore that is faster, smoother and more informative.
šļø Manage your loans and credit cards
š¤ Get top insights with 'Did you know?'
ā° Reminders to stay on top of your bills & EMIs
š” Personalised insights for you
š³ Apply & Get OneCard - India's Best Metal Card
š ISO27001 security certified
Now you donāt have to keep track of all your different accounts to know your progress on building good credit - we do it for you!
OneScore is a lifetime free credit score management and instant personal loan platform trusted by over 4 Crore Indians. Whether you need money for short term personal expenses, a long vacation, or to cover medical expenses, you can get an instant loan for any cash emergency with OnePL.
ā Instant Loan Disbursal
ā Easy Application
ā No Collateral requirement
ā Zero Documentation
ā Flexible EMI options
How to avail of the best instant loan offer on OneScorešø
Build your credit worth by regularly tracking your credit score, & look out for the personalized best loan offer. Depending on your credit score, & other factors, you will receive instant approval for a personal loan through our app.
Whatās more!š”
You can also use the EMI calculator within the app to plan your online loan EMIs & choose from the flexible repayment options.
Set up payment reminders so you never miss an EMI.
Eligibility Criteria for best online loan offer with OnePLš
A credit score of 730 & above
Stable employment with monthly salary of >ā¹20,000
Aadhar and PAN card holder
OnePL features:š
ā¢ Lending partners: Federal Bank, South Indian Bank, Kisetsu Saison Finance India
ā¢ Loan Amount: Up to Rs. 5 Lakh
ā¢ Loan tenure: Minimum 6 months, maximum 48 Months
ā¢ Interest Rates: 12.5%-18.5% (for Federal bank), 15.9%-16.8% (For SIB), 14% - 30% (For Credit Saison)
ā¢ Processing fees: 1.5-2.5% (Minimum Rs. 999) for Federal bank and 1% + Rs. 750 Digital document charges + GST for SIB
ā¢ APR: 13.32%-27.49% (for Federal bank), 16.54%-20.52% (For SIB), 14.5% - 32% (For Credit Saison)
Let's understand this with an example, assuming a personal loan of Rs. 50,000 with a 13% interest rate & a repayment tenure of 1 year. Hereās how your online loan disbursal amount would be calculated:
ā¢ Loan Amount - ā¹50,000
ā¢ Tenure - 12 months
ā¢ Interest Rate - 13%
ā¢ EMI - ā¹4,466
ā¢ Total Interest Payable - ā¹4,466 x 12 months - ā¹50,000 Principal = ā¹ 3592
ā¢ Processing Fees (incl. GST) - ā¹1179
ā¢ Disbursed Amount - ā¹50,000 - ā¹1,179 = ā¹48,821
ā¢ Total Amount Payable - Principal + Interest + Processing Fees = ā¹54,771
ā¢ Total Cost of the Loan = Interest Amount + Processing Fees = ā¹3592 + ā¹1179 = ā¹4,771
*In case the loan is disbursed on or after the 6th of the month and your EMIs fall on the 5th of the month, thereās a gap of 29 days between your loan disbursal date & the first EMI. The interest rate charged for this period is called Broken Period Interest.
Why download OneScore?š²
Get instant loans up to Rs 5 lakh with zero documentation & flexible EMI options.
Check your Experian and CIBIL score for free. Itās also completely spam-free & ad-free.
Get notified about changes in your credit score. Stay in charge of your credit score with a simplified credit report & eliminate errors in real-time.
Use the āFind out why featureā to analyze your data and understand exactly why your Experian and CIBIL credit score has changed.
Use the Score Planner to level up your credit score. Set a goal for yourself & achieve your ideal score with personalized insights.
Have a low credit score? Use the simulator to get suggestions on how to improve your Experian and CIBIL score with good financial habits.
Get a birdās eye view of all your personal loan & credit card accounts.
Report inaccuracies in your credit record with a simple click.
Why OneScore is differentš
End-to-End Credit Management Tool
One-stop solution for end-to-end credit management from building your credit score to availing instant personal loans at low-interest rates.
Ad-Free:
Rest assured, you will never get those spam calls and messages with unsolicited offers.
Safe & Secure:
None of your information is shared with any third party or institution. Your data is safe with us.
For help email us at [email protected]. Do visit our website to contact us for any queries at https://onescore.app.
Our address: OneHQ, Westbay, Aundh, Pune, MH - 411007 IN
Recent changes:
Behold, the new experience brought with this release. A whole new OneScore that is faster, smoother and more informative.
šļø Manage your loans and credit cards
š¤ Get top insights with 'Did you know?'
ā° Reminders to stay on top of your bills & EMIs
š” Personalised insights for you
š³ Apply & Get OneCard - India's Best Metal Card
š ISO27001 security certified
Now you donāt have to keep track of all your different accounts to know your progress on building good credit - we do it for you!
