RING (by Kissht): Loans & UPI

Are you looking for a loan app that offers instant cash loans that get transferred directly to your Bank Account? Download RING, a trusted loan app packed with offerings for all your financial needs.

Customers can avail of loans up to Rs. 5 lakhs with quick and paperless KYC in under 5 minutes! Unlock higher pre-approved loans on timely repayment. 💰

Transfer funds directly from your bank account with ease.
Zero documentation, quick disbursal and lower interest rates

⚡Effortless Instant Loan Approval- Get a quick loan up to Rs. 5 lakhs in just 5 mins through RING's instant loan paperless KYC process.

Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 60,000.
Tenure: 18 months.
Interest Rate: 33% per annum.
Processing Fee (incl. GST): ₹ 4,248.
Total Interest: ₹ 16,858.
EMI: ₹ 4,271.
APR: 44 %.
Sanctioned Loan amount is ₹ 60,000.
Net Disbursed amount is ₹ 55,752.
Total loan repayment amount is ₹ 76,858.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,858 + ₹4,248 = ₹21,106.

Now avail Insurance on the RING app with cover as low as Rs.25 per day.

We work with RBI-registered NBFCs such as:

1.⁠ ⁠Si-Creva Capital Services Pvt. Ltd.
2.⁠ ⁠⁠Northern Arc
3.⁠ ⁠⁠MAS Financial Services Ltd.

Features That Make RING Your Go-To Lending Option!
📲 Direct Deposit - Get the RING Power Loan, up to ₹5,00,000, deposited straight into your bank account in a flash.
💸 Affordable Rates - Our interest rates go up to 33%, with APR ranging from 32% to 63%.
📥Flexible & Quick Loan Repayment: With our quick loan app, you can enjoy flexible instant loan repayment tenure from 3 months to 60 months
🔐Prioritize security: Ring follows all the RBI guidelines to ensure you can get instant cash loans, personal loans & more with peace of mind.

🤝 Become A RING Merchant - Partner with our personal loan app, also a trusted payment solution for over 10 lakh businesses, to streamline your payment process. Use our power loan app to build strong customer relationships, experience rapid settlements, enjoy rewards & cashbacks. Upgrade your business today with the RING safe loan app.
Why choose RING?
● Super quick approval with RING Power Loan
● Flexible repayment on personal loans
● Instant loan disbursement
● Ditch the paperwork with our safe loan app
● We work with RBI-registered NBFCs
● Transparent terms and zero hidden costs on instant loans

Start your Journey

1️⃣ Download the Ring instant loan app

2️⃣ Register with ease

3️⃣ Experience financial freedom with transparent, quick loan options
Why Borrow An Instant Loan Through Ring?
At RING we care about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy.
Also, we follow strict guidelines for customer service -
● We use registered landline lines to communicate with customers
● We never use personal cell phones, international numbers, or VoIP conversations
● We never ask customers to make payments into personal or private bank accounts. Payments are only accepted on our personal loan app.
● Our loan app cannot access sensitive information without your consent.
Contact Us
In case you have faced any of the above-mentioned situations, do this:
1. Write to [email protected] OR call our customer care number on
08044745880 / 08062816300.
2. Share with us a screenshot or recording of the message or call.
Address: Office units 2, 3, and 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -400070, Maharashtra, India.

Recent changes:
UI improvements for enhanced customer experience
Bug fixes and under the hood improvements