Spice Money Adhikari AEPS App

Become the banker of your community with Spice Money’s AEPS, micro ATM, and mini ATM services. As a Spice Money Adhikari, you can enjoy seamless banking solutions, including cash withdrawals, balance inquiries, and direct money transfers, while earning up to ₹50,000/month. Join our AEPS app (Aadhaar Enabled Payment System) and bring financial access to rural areas with ease.


Spice Money Adhikari: Bringing Banking Closer to Your Community
Join over 14 lakh Adhikaris in providing essential banking solutions to more than 2.5 lakh villages. With the best AEPS services available, you can empower your community with secure and efficient transactions:
✅ Start your micro ATM business with minimal investment and earn commissions on every transaction.
✅ Get onboarded quickly with your mobile number and basic KYC documentation.
✅ Earn attractive commissions through AEPS cash withdrawal, domestic money transfer business, and bill payments.
✅ Stay updated on the latest features and functionalities with regular training sessions and enhance your own offerings.
✅ Get expert assistance whenever you need it, 24x7.
✅ Rest assured with a reliable and safe system to handle all transactions efficiently.

Expand Your Financial Services with the Micro ATM Bank and Mini ATM App Features
👉 AEPS Aadhaar Withdrawal App: Withdraw cash for your customers with the reliability of Aadhaar authentication on this Aadhaar Cash withdrawal App.
👉 Cardless Cash Withdrawal: Customers can access funds using the convenience of an AEPS Aadhaar withdrawal system, without a debit card.
👉 RBI-regulated Platform: This cash withdrawal app by Aadhaar is regulated by RBI. All services, from AEPS online withdrawal through your mini ATM device to all the functions for kiosk banking mini branch, can be done easily.
👉 Comprehensive Financial Services: Offer your customers PPI, BBPS services, bill pay service, CMS, money transfer with Aadhaar card, and more. Spice Money also facilitates loans with RBI-licensed lenders.

Key Points for a Personal Loan:

* Loan Amount: 1,000 to 5 Lakhs
* Repayment Tenure: 3 months to 42 Months
* Processing Fees: Upto 6.5% + GST for Loan upto 10,000
* Upto 5.5% + GST for Loan above 10,000
* Annual Percentage Rate (APR): Upto 75%
* Repayment Frequency: Daily, Monthly

Example for Monthly Installment Loan:
* Loan Amount: ₹ 2,00,000/-
* Tenure: 18 months
* Interest Amount @ 19.75% pa: ₹ 32,716/-
* Processing Fee @ 3% + ₹ 500/- + GST: ₹6500/- + GST
* Total Repayment Amount (Loan Amount + Interest): ₹ 2,32,722/-
* EMI: ₹ 12,929/-

Example for Daily Installment Loan:
* Loan Amount: Rs. 50,000
* Tenure: 180 days
* Interest Charge @ 30% pa flat: ₹ 7397
* Processing Fee @ 3%: ₹ 1500 + GST
* Total Amount to be paid: ₹ 57,397
* Daily Installment Amount: ₹ 319

Interest Rate, Processing fees, Annual percentage rate vary by product & lender policy.

The company has following lending partners:

Arthmate Financing India Private Limited
Brand Name - Arthmate
https://www.arthmate.com/helpTopic
For Grievances, contact Yogesh Rohilla @ 7835009643/ [email protected]

IIFL FINANCE LTD
Brand Name: IIFL Finance
https://www.iifl.com/our-partner/spice-money
For Grievances, contact Hardik Panchal @ +91 22 4520 5810, +91 22 6817 8410 / [email protected]

Bhanix Finance and Investment Limited
Brand Name: CASHe
https://bhanixfinance.com/ourpartners.html
For Grievances, contact Prateek Saxena @ 022-46047350 / [email protected]

Ekagrata Finance Private Limited
Brand Name: MyShubhLife
https://www.ekagratafinance.com/our-digital-partner.html
For Grievances, contact Asha Daniel @ 8047185299 / [email protected]

PAYME INDIA FINANCIAL SERVICES PVT. LTD.
Brand Name: PayMe
https://www.paymeindia.in/spice-money/
For Grievances, contact Gajendra Singh @ 9711059352 / [email protected]

Get onboard today and become a trusted financial service provider with Spice Money, the best AEPS app, micro ATM bank, and mini ATM app - all in one!