Stashfin - Personal Loan App

Stashfin is your one-stop solution for all your financial needs.

Experience the convenience of instant paperless loans at competitive interest rates with Stashfin Personal Loans of up to ₹5,00,000. Grow your wealth by investing in Corporate Bonds, safeguard yourself against digital fraud with comprehensive insurance, and enjoy exclusive deals and rewards from top brands.

Download the Stashfin app today and unlock your financial superpower!

Stashfin is powered by Akara Capital Advisors, an NBFC duly registered with the Reserve Bank of India (RBI).

1) Stashfin Personal Loan and Credit Line:
- Get Personal Loan up to ₹5 lakhs straight in to your bank account
- 24*7 access to funds from ₹1,000 to ₹5,00,000
- Interest free period of up to 30 days
- Pay interest only on the funds you use
- Competitive interest rates
- Fully digital loan process, instant approval, and quick loan disbursal
- Transparent pricing and no hidden fees.
- 100% safe and secure process

2) Corporate Bonds
- High returns of up to 16% annually
- Investments start with just ₹10,000
- Fixed monthly interest on your investment
- Low volatility than the equity markets

3) Insurance
Comprehensive insurance plans for what’s often ignored. Protect your digital wallet and safeguard against online frauds
- Wallet Protection
- Income Protection
- Loan Protection
- Travel Insurance
- UPI Fraud Protection
- Device Protection

4) Credit Builder
Stashfin's Credit Builder is designed to help individuals with poor credit scores or no credit history improve their creditworthiness. It caters to people who may have been denied loans through the Stashfin app or other financial institutions due to their low credit scores.
- Small Loan Amounts: Offers manageable loan amounts tailored to the individual's financial situation.
- Regular Repayments: Encourages timely repayments to demonstrate financial discipline.
- Credit Score Improvement: As users make consistent payments, their credit history is reported to credit bureaus, potentially improving their credit score over time.
- Access to Financial Services: Opens doors to better loan options and financial products in the future.

5) Vouchers
Use vouchers to save more and enjoy a lifestyle upgrade while managing your finances smartly.
- Shop & Save: Get shopping vouchers from top e-commerce and retail platforms.
- Dine & Delight: Enjoy delicious treats with dining and food delivery vouchers.
- Entertainment Perks: Access subscriptions and movie deals for endless fun.

How does Stashfin Work?
• Download the Stashfin App and register with your phone number
• Fill in your details and upload verification documents
• Once verified, the final loan application status can be checked on the App or via SMS.
• Once approved, E-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes, followed by an SMS notification on the registered number.

Eligibility Criteria to Apply for Instant Personal Loan, you should be-
• an Indian Citizen
• Above the age of 18

Documents Required for Instant Personal Loan-
• Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
• Identity Proof (PAN ID)

In some cases, you may be also asked for,
• Bank Statement
• ITR/ GST Paper

Sample EMI calculation:
Loan Amount: ₹10,000
Loan Tenure: 3 months
Rate of Interest: 11.99% p.a.
Processing Fee: ₹0
Total Interest: ₹167
Loan EMI: ₹3389
APR: 11.99%
Amount Disbursed: ₹10,000
Total Loan Repayment Amount: ₹10,167
*There is a small transaction fee for selected customers with 0% interest for 30 days.

About Stashfin's Free Credit Period
Stashfin offers a one-month interest-free credit period, so if the loan is repaid within 30 days, no interest is levied on the borrowed amount. An individual’s credit history determines his eligible credit line on Stashfin.

Contact Us:
Mail: [email protected]
Call: +91-9289108507
Address: 18th Floor, Magnum Global Park 2 Golf Course Ext Road Sector 58, Gurgaon –122011