UangMe Pinjam Dana Berizin OJK
Icon UangMe Pinjam Dana Berizin OJK

UangMe Pinjam Dana Berizin OJK

by PT Uangme Fintek Indonesia

Borrow loan capital online, easy apply, secure, licensed & supervised by OJK

App NameUangMe Pinjam Dana Berizin OJK
DeveloperPT Uangme Fintek Indonesia
CategoryFinance
Download Size50 MB
Latest Version3.4.8
Average Rating4.38
Rating Count479,304
Google PlayDownload
AppBrainDownload UangMe Pinjam Dana Berizin OJK Android app
Screenshot UangMe Pinjam Dana Berizin OJK
Screenshot UangMe Pinjam Dana Berizin OJK
Screenshot UangMe Pinjam Dana Berizin OJK
Screenshot UangMe Pinjam Dana Berizin OJK
Online Borrowing and Lending Products 📱

Online Borrowing and Lending Products
Do you have an urgent need? Or Capital for your business. UangMe is here to help!
UangMe provides a financial solution for your business and needs as a borrower by acting as an intermediary to connect you with the lender. Your loan could be withdrawn into your bank account with a quick and easy process.
UangMe is also equipped with a lending platform that could help you grow your assets as a Lender. You can create an economic impact as a lender while also gaining return on your funding. You can start lending on UangMe starting with 1 Million IDR.
.

💵Loan Product
▪ Tenure: 3–6 Months
▪ Plafond: Rp 400.000 – Rp 30.000.000
▪ Fee/Charges:
a. Max APR: 109.5% pa
b. Daily Interest: 0.03%/day
c. Daily Service Fee: 0.266%/day
d. Tax (PPn): 11% from Service Fee
▪ Simulation:
If you borrow Rp3,000,000 for 90 days:
-Total Interest: Rp89,910
-Total Service Charge: Rp719,820
-Tax: Rp79,180
-Total Loan Repayment: Rp3,888,910
-Total Monthly Installment: Rp1.296,303


💰Lending Product
▪ Period: 61-180 day
▪ Amount: Rp. 1 Million - Rp. 2 Billion
▪ Interest Rate (APR): Up to 16.5% p.a
▪ Tax (PPh 23): 15% with tax ID or 30% without tax ID
▪ Simulation:
If A lends a fund for 5,000,000 with 4 months tenure and interest rate of 15% per annual (Tax deduction 15%). Assuming the borrower pays their loan on time, A will get an interest of Rp213.082 (after tax deduction), making a total return and economic impact that A will receive to be Rp5.213.082

💳Repayment Process:
Borrower could repay their loan with UangMe using ATM transfer, Mobile Banking, Internet Banking, Alfamart, and Alfamidi using Virtual Account provided on the Apps.
UangMe banking partners: BCA, Mandiri, BNI, BRI, CIMB, Danamon, and Permata
After loan repayment has been confirmed, borrower will get a notification from UangMe app


Benefits:
✅Legal, authorized and licensed by OJK
✅Online from your Smart-Phone, 24 hours
✅No Loan Guarantee needed
✅Fast Process
✅Direct disbursement to your bank account
✅Long tenure and installment available
✅High plafond
✅Low Interest rate and service charges
✅Data and privacy safety is guaranteed, Uang Me has ISO 27001 certification

USER CRITERIA:
▪ Indonesia Citizen
▪ 21-55 years old (Borrower) or above 18 years old (Lender)
▪ KTP
▪ Bank Account
▪ Has source of income

🏢ABOUT US:
UangMe is lending fintech platform that has been licensed and authorized by OJK (Indonesia Financial Services Authority) with licensed no. KEP-4/D.05/2021. UangMe is also active member of AFPI and AFTECH.
Incorporating AI technology UangMe assess borrower eligibility faster. Registration process could be completed within 5 minutes and loan approval process could take as much as 1 minute.

Ensure to update UangMe apps to the latest version to get updated information about UangMe products. UangMe also appeal that no one should use or take a loan from illegal loan apps.

☎️Customer Service:
Email: [email protected]
Phone: 021-50820086 / 021-50975085
Website: www.uangme.id
Facebook: @uangmeindo
Twitter: @uangme
Instagram: @uangme_indonesia

Our Office:
AIA Central Lt. 32
Jl. Jend. Sudirman No.Kav 48A, RT.5/RW.4, Karet Semanggi, Setia Budi, Jakarta Selatan 12930

Customer Care Office (Visit):
Gedung Plaza Dubai No. 7 & 8
Jl. Tole Iskandar RT 04 / RW 04
Depok, Jawa Barat 16412

Recent changes:
Digital signature optimization

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