WavePay APP by Wave Money

Fast, Easy and Safe Online payments - Myanmar's Leading Mobile Financial Service
WavePay, Mobile wallet application by WaveMoney enabling the inclusion of all users into the digital payment ecosystem, riding on the largest network of ~60,000 agents and 200,000+ merchants. WavePay is one stop solution for all your payment needs:
• Send money to your family and friends using mobile number, including to those who are not on WavePay APP
• Scan QR code and make instant payments at grocery stores, medical shops, electronic shops, restaurants etc.
• Top up or buy packs for your or your family and friends mobile.
• Pay your bills easily – Internet, Solar, Insurance, MFI loans etc.
• Link your bank or MPU cards and easily transfer funds in and out of the wallet easily.
Safe and Secure payments
• Protected with “One Wallet, One Device” (1W1D) feature that enables access of your account from only 1 device at any point of time, keeping your WavePay account safe & secure.
• Set your PIN, which is a 4-digit number, it’s mandatory to set the PIN while creating your account and authorize all transactions using your PIN
• Additional security of 6-digit secret code for money transfer to people who are not on WavePay app. Money can be easily collected at the nearest WaveMoney agent shop by providing transaction ID and 6-digit secret code
Easy Cash-in and Cash-out services
• Easily Cash-in or Cash-out at your near Wave agent shops; more than 60,000 agents across the country are at your service all the time
• Link your bank accounts from our partner banks or any e-commerce enabled MPU cards for easily moving funds in and out of the wallet
Easy Airtime top up and bill payments.
• Top up or buy packs for your mobile and always stay connected with your loved ones. You can top up to any operator mobile number – ATOM, MPT, Ooredoo
• Make your internet bill payments across 30+ providers including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, Myanmar APN etc.
• Make your loan repayments across 40+ partners including – Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga,, Advans, Alliance, VisionFund etc.
• Make your Insurance payments of Prudential, Manulife, Capital Taiyo, Young Insurance, KBZ MS General Insurance etc
• Make your Solar bill payments of OV Solar, Solar Home, Sun King Solar
• Make your healthcare and telehealth service payments of PunHlaing Hospitals, MyanCare, myDoctor, Health4U, T-Fitness etc.
Fast and reliable payments at Online stores
• Make your online shopping payments at Shop.com.mm, OwayFresh and many other trusted partners instantly using WavePay and avoid worries about cash on delivery.
• Order your favorite food or groceries on FoodPanda and pay using WavePay app
Book Hotels & Tickets for Bus, Flights
• Domestic or international; One-way or Round trip – Book your flight tickets on FlyMya, AirKBZ etc and make payments with your WavePay wallet.
• Book online bus tickets - MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate. Check seat availability & get real-time updates.
• Book hotels before you travel – Memories Hotel, Memories Travel, Balloons Over Myanmar, etc.
• Make hassle free payments for your groceries, medicines, electronics, clothing purchases by scanning Wave QR at 200,000+ merchants.

Contact Us
• WaveMoney Call Centre is available every day 8AM-10PM to provide any assistance. Call 900 from ATOM Numbers (free) or 097900090000 for other operator numbers
To become a business partner, agent? E-mail us at [email protected] or call our call-center

Recent changes:
Improved Wallet Security - Easy setup and know your devices
Transaction History - See sender/recipient names and notes
UX Improvement - Tap to clear prefilled amount in Send Money and Clear Maintenance Message
Balance with decimal - know your balance accuratelyMaintenance Message
Technical Improvement & Bug Fixes