Groww Credit: Instant Loan App

Finance your dreams with Groww Credit

Whether you need an instant personal loan for an unexpected expense or looking for easy EMI options to finance your next big purchase, or simply want to check CIBIL Score for free, Groww Credit is your all-in-one credit app.

What Groww Credit offers?
👉 Instant personal loan
👉 Shop on EMI (consumer durable loans)
👉 Free CIBIL Score & CIBIL Report

Instant personal loan
Groww Credit offers instant personal loans up to ₹10 lakh with flexible repayment options at competitive interest rates. Whether you're salaried or self-employed, get instant approvals and funds disbursed directly to your bank account.

💰 Loan amount of your choice: Choose your instant personal loan amount up to your pre-approved limit (max ₹10 lakh).
⏳ Flexible tenure: Loan repayment tenure ranging from 3 months to 60 months.
📜 Transparent terms: No hidden charges, only clear and upfront terms.

Shop on EMI
Upgrade your lifestyle effortlessly with consumer durable loans. Shop on EMI for home appliances like TV, refrigerator, washing machine, and more from top brands. Enjoy the convenience of shopping for your favourite products without the financial burden.

⚡ Instant approval: Get instant approval on your phone.
🏷️ Top brands: Access products from leading brands.
😇 Hassle-free process: 100% digital process.

Free CIBIL Score & report
Monitor your credit health with ease. Check your CIBIL Score for free and get a detailed CIBIL Report to understand your credit profile better.

✅ Know your CIBIL Score: Check your CIBIL Score for free and unlock the power of good credit for better loan terms and financial freedom.

🔎 Stay in control: View your CIBIL Report and ensure there are no errors that could be holding you back.

📈 Track your progress: Watch your credit score improve over time as you make smart financial choices.

Why Choose Groww Credit?
⚡ Instant personal loan access: Get pre-approved personal loans in minutes with no paperwork or hidden charges. Handle emergencies, big purchases, or debt consolidation with ease.

🛍️ Shop on EMI: Enjoy easy EMIs on your favourite products from top brands. Manage your purchases without financial strain and pay over time with flexible EMI options.

😇 Seamless application process: Apply for instant personal loans and shop on EMI with just a few taps. Our process is 100% digital and paperless, ensuring a smooth experience.

⏳ Flexible repayment options: Choose an EMI plan that fits your budget and lifestyle. Repayment tenures range from 3 months to 60 months, allowing you to pay at your own pace.

📈 Track your credit health: Regularly monitor your CIBIL Score to stay informed about your creditworthiness. Responsible financial habits can help you build a strong credit history and secure better financial opportunities in the future.

Responsible lending
Groww Credit adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users.

Instant Personal Loan:
• Tenure: 3 to 60 months
• APR: 13-48%

Note: Personal loans are available for select users.

Registered NBFCs and Banks (lenders) on Groww Credit:

• Groww Creditserv Technology Pvt. Ltd.(GCS)
• Kisetsu Saison Finance (India) Pvt. Ltd.

Groww Credit is the DLA for the above lenders operating the Groww Credit platform and services therein with assistance from other LSPs.

A representative example of the total cost of a loan, including principal & all applicable fees:

Tenure- 12 months
Rate of Interest - 15% per annum
Processing fee - ₹1000 (2% inclusive GST)
Total Interest - ₹4156
EMI - ₹4513
APR - 18.89%
Amount Disbursed- ₹49000
Total repayment amount - ₹54156

Privacy policy: https://groww.in/privacy-policy
Groww’s registered office: Vaishnavi Tech Park, South Tower, 3rd & 4th floor, Sarjapur Main Road, Bengaluru, Karnataka -560103