IndusInd Bank: Savings A/C, FD

A faster, smarter, and better banking experience awaits you! Introducing the all-new IndusInd Bank Mobile Banking App.

Open an IndusInd Bank savings account with 100% digital application process and leverage premium features like scan-and-pay, recharge & bill payments, zero-fee on transactions, etc. You can also book a fixed deposit (FD), apply for instant personal loan, get a credit card issued instantly, invest in mutual funds, and do much more.

Savings Account
Open a savings account instantly with ZERO paperwork and stay on top of your finances with 100% digital banking service solutions with the IndusInd Bank Mobile Banking App.

• Earn best-in-class returns on your savings
• Enjoy ZERO maintenance charges
• Get the Account Number of your choice
• FREE NEFT/RTGS transactions

Fixed Deposit
Don’t let your hard-earned money sit idle. Make it work for you by booking a fixed deposit (FD) from the comfort of your home using the IndusInd Bank Mobile Banking App.

• Enjoy best-in-class fixed deposit interest rates
• Choose your preferred FD option: Regular FD, Tax-saving FD, or senior citizen FD
• Leverage the auto-sweep feature for dual benefit of liquidity & high-returns.
• Zero charges on pre-mature withdrawals on Auto-Sweep FD.
• Link your fixed deposit to savings account to pay directly from your FD

Manage your Fixed Deposits on the go with features like: Maturity instructions (auto-renewal, payout, partial renewal), Premature and partial withdrawals, etc

Instant Personal Loan & Line of Credit
Facing a cash crunch? Get an instant personal loan with 100% digital application process.

• Get up to ₹5 lakh instantly in your bank account
• Save more with discounted Processing Fee
• Choose from a range of flexible tenure options
• Enjoy low interest rates

You can also avail instant line of credit within the IndusInd Bank Mobile Banking app and enjoy speedy disbursals with just a few taps.

• Withdraw money anytime, multiple times
• Pay interest only on the withdrawn amount
• Pick from a range of flexible tenure options ranging from 1 to 36 months

Credit Card Application & Management
Choose and apply instantly with a 100% paperless process from a range of Credit Card options designed to complement your lifestyle. Easily manage every aspect of your credit card on the go with the IndusInd Bank Mobile Banking App. Apply for a new credit card and get instant approvals

• Set/Reset credit card pin and transaction limits
• Access instant statements and track spends in real time
• Pay bills securely and conveniently from the app
• Keep a track of your reward points

Recharge & Bill Payment Services
Manage and pay all your utility bills, including electricity, gas, and water, directly through the app. The app also allows you to:

• Securely top-up your mobile, DTH, and data card anytime, anywhere. Automate bill payments to avoid late fees.
• Get real-time payment confirmations and receipts to keep your financial records organised.
Mutual Funds
Diversify your investment portfolio with a range of mutual fund options available in the app. Whether you're a seasoned investor or just starting out, you can find funds that match your financial goals.

• Start your SIP investment from as low as ₹500 or opt for a one-time lump sum investment.
• Buy, sell and manage all your funds in just a few clicks,
• Get personalised fund options that match your risk appetite,
• Choose from 500+ Large Cap, Mid Cap & Small Cap Equity Funds, Tax-Saving options & more.
Safe and Quick Online Fund Transfers
Make payments via UPI, IMPS, NEFT, RTGS and other methods quickly and safely from the mobile app.

• Transfer funds instantly without adding beneficiary
• Add, delete, and manage beneficiaries hassle-free
• Automate recurring payments such as rents, subscriptions, etc.

Get in touch with us
For queries or assistance, reach out to our customer support team
• Email: [email protected]
• Phone: 1860 267 2626
• Timings: 8 am to 8 pm - All Days

Recent changes:
What's new?
This latest update gives your INDIE app a smoother user experience. Check this out!
• Enjoy an improved Video KYC process, Bill Payments
• Experience quick account opening and onboarding journey
• Fixed bugs for a better experience
• Get a seamless app experience with improved UI/UX